High-Risk Processing for CBD and Cannabis Businesses

Make your payment acceptance and processing easier than ever with Integrity Pay customized suite of services to fit your business needs.

APPLY NOW

We have payment solutions for all CBD and Cannabis payment types

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Take payments in person

Easily accept credit and debit cards at your retail store with Point of Sale systems.

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Take payments online

Use your existing website to sell your CBD products and accept payments online with a high-risk merchant gateway.

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Take payments on your mobile app

Work with our developers to integrate your payment solution into your mobile application.

CBD and Cannabis Programs

Last Updated January 1, 2020

US Domestic Program


Integrity Pay's works with four US banks to process hemp-derived CBD businesses. These banks have strict underwriting regulations because of the FDA's current position on Hemp-Derived CBD.

Approved:
〉Hemp-Derived Flower
〉CBD Oils & Tinctures (Human)
〉CBD Oils & Tinctures (Pets)
〉CBD Topical Creams
〉CBD Salves and Rubs
〉CBD Gummies
〉CBD Beverages
〉CBD Vapes
〉CBD Terpenes
〉CBD Infused Skincare & Beauty Products
〉CBD Capsules
〉CBD Bath Bombs

Not Approved:
〉Kratom
〉Cannabis / Marijuana
〉Cannabis Novelty & Hemp Seeds
〉CBD Infused Food
〉CBD Infused Meals, CBD Infused Snacks

Online Web Builder Platforms:
All eCommerce Platforms



REVIEW PROGRAM DETAILS

Global Blockchain Program


A global blockchain solution capable of processing everything within the CBD and Cannabis space. This solution operates as an eWallet bank, a processor, and a Gateway.

Approved:
〉Cannabis / Marijuana
〉Cannabis Novelty & Hemp Seeds
〉Hemp-Derived Flower
〉CBD Oils & Tinctures (Human)
〉CBD Oils & Tinctures (Pets)
〉CBD Topical Creams
〉CBD Salves and Rubs
〉CBD Gummies
〉CBD Beverages
〉CBD Vapes
〉CBD Terpenes
〉CBD Infused Skincare & Beauty Products
〉CBD Capsules
〉CBD Bath Bombs
〉CBD Infused Food
〉CBD Infused Meals, CBD Infused Snacks
〉CBD Supplements
〉CBD Sexual Wellness
〉CBD Nutraceutical

Not Approved:
Kratom

Online Web Builder Platforms:
Open Source Websites Only

REVIEW PROGRAM DETAILS

Three things to know about our pricing

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  1. Consistent Rates

    Just provide us with what software and hardware that you are using and we'll provide a rate that's fair.

  2. Transparent Pricing
    Forget the complicated bills to read at the end of the month. You can see your transactions through your merchant dashboard in real-time.
  3. Flate rate for all cards

    No different rates for different card brands. Visa, MasterCard, American Express, Discover, and Rewards Cards are all the same.

Competitive payment processing
rates for CBD & Cannabis businesses

We make accepting payments simple, fast, and secure as possible. There are no reserves and no tricks.

DOMESTIC RATES

Online and In-App

4.95% + $0.25

Per Transaction (Domestic)

+ $45 Monthly Gateway & Support Fee

Retail and In-Person

3.95% + $0.25

Per Transaction (Domestic)

+ $45 Monthly Gateway & Support Fee

Keyed-In and Card on File

4.95% + $0.20

Per Transaction (Domestic)

+ $45 Monthly Gateway & Support Fee

GLOBAL BLOCKCHAIN RATES

Online and In-App

6.95% + $0.00

Per Transaction (Blockchain)

+ $50 Monthly Gateway & Support Fee

Retail and In-Person

5.00% + $0.00

Per Transaction (Blockchain)

+ $50 Monthly Gateway & Support Fee

Keyed In and Card On File

6.95% + $0.00

Per Transaction (Blockchain)

+ $50 Monthly Gateway & Support Fee

Custom pricing packages may be available for large businesses depending on payment volume, average transaction volume, and history. Set up a meeting to have a conversation about it. Contact Concierge Director.

Secured Payments 

 

Minimize Chargebacks


Every financial institution or merchant processor calculates risk differently, and it usually comes back to the number of chargebacks–those fees credit card providers require businesses to pay to cover losses from disputes or fraudulent transactions. The larger the volume of chargebacks and high-ticket cost, the greater the risk.

Protecting Against Chargebacks


Our high-risk accounts come with built-in chargeback mitigation tools and fraud protection, making even high-risk processing simple. Chargebacks occur when one of four reason codes are initiated with the acquiring bank: fraud, technical, clerical, and quality. Fraud being the most common (such as identity theft) or when customers claim items were not received or damaged and they just want to get away without paying. 

Let's get you started

Accept Payments In Under 7 Days

New to CBD?
Here's What You Need To Understand.

6 Obstacles CBD Merchants Need to Understand And Why Processors Struggle with CBD Accounts

Read Article

How to Easily Get a CBD & Cannabis Merchant Account?

Read Article

Additional Merchant Services to Take Your Business to the Next Level

While being able to use credit and debit cards is critical in today's market, there's more that goes into running a successful and compliant business. We offer a full range of services and solutions to help grow your CBD and Cannabis business.

COA Batch Database™ by Integrity Pay is all about compliance.

Our COA Batch Database™ is a highly-customizable, scalable solution that enables CBD retailers to organize COAs and simplify compliance, provide transparency and improve customer trust.

View Our Custom Wordpress Solution

CBD and Cannabis ATM & Deposits

Placing an ATM on-site helps you encourage more customer cash transactions. That means fewer fees associated with processing cards.

COMING Q1

Be Your Own Processor

Process over $3 million annually? Apply for our "Be Your Own Processor" (BYOP) program designed specifically for the high-risk industry. Accept all credit card types, get a personal identification on billing, subscription capabilities, low rates, instant settlement of funds, and ability to payout your merchants.

Apply Now

Amazon FBA Marketplace Consulting

Effectively selling hemp products on Amazon's Marketplace is a challenge. Our team of experts have been where you want to be, selling six figures of hemp – THC Free.

Schedule meeting

We're innovators, connected, thorough, and dedicated to helping you get the merchant services that you deserve.

apply NOW

or schedule a meeting