High-Risk Merchant Account Services to Empower You
– Whether you operate a business in an emerging industry like CBD and Cannabis, a gambling/gaming startup, or an established high-risk business–how you decide to leverage our services is entirely up to you. Just the kind of flexibility we hope you will love.APPLY NOW
High-Risk Merchant Processing Solutions for Every Industry
Acquiring banks, low-risk providers and aggregators deny merchant processing for many reasons. Regardless of your business, providers identify companies as high-risk merchants in industries with a history of high fraud and chargebacks, irregular high ticket sales, or that are highly regulated.
Your business model works for you, and we understand that. We believe in your vision and were dedicated to providing top-rated services. We help you when others won't, believing that every business deserves a chance to grow, including:
〉Auto Dealers & Auto Warranties
〉Airlines & Booking
〉Beer, Wine & Liquor Sales
〉Business Consulting & Opportunities
〉Business Owners with Bad Credit
〉CBD & Marijuana
〉Coins & Collectables
〉Credit Monitoring & Repair
〉Discount Buying Service
〉Firearms & Ranges
〉Health & Beauty
〉Pay Day Lenders/Pay Day Loans
〉Pet Shops & Supply Stores
〉Skin & Healthcare
〉Web Design / SEO
〉Other High-Risk Businesses
Every financial institution or merchant processor calculates risk differently, and it usually comes back to the number of chargebacks–those fees credit card providers require businesses to pay to cover losses from disputes or fraudulent transactions. The larger the volume of chargebacks and high-ticket cost, the greater the risk.
Integrity Pay specializes in high-risk credit card processing for high-risk merchant accounts.
Protecting Against Chargeback Fraud
Chargebacks occur when one of four reason codes are initiated with the acquiring bank: fraud, technical, clerical, and quality. Fraud being the most common (such as identity theft) or when customers claim items were not received or damaged and they just want to get away without paying. And when chargeback fraud does happen, most companies will side with the customer–leaving you with chargeback fees and increased risk of loosing your merchant accounts.
Our high-risk accounts come with built-in chargeback mitigation tools and fraud protection, making even high-risk processing simple. With our partnership, you can keep the money you earned, and not let chargebacks eat into your profits.
NEXT GENERATION PAYMENTS
We've taken today's most risky merchant verticals and paired with the most transparent and innovative blockchain framework offering a high-risk gateway and eWallet service we know you'll love.
be your own processor
Process over $2 million annually? Apply for our "Be Your Own Processor" (BYOP) program designed specifically for the high-risk industry. Accept all credit card types, get a personal identification on billing, subscription capabilities, low rates, instant settlement of funds, and ability to payout your merchants. Great for companies with business models such as: